Meet Dex.
Your AI Expert.
She knows everything about each property – from weather history to contracts, inspections, and more, providing instant, accurate answers.
Best approach to get carrier approval?
Analyzing sources to build your gameplan...
Your Recommended Gameplan:
- Cite policy section 4.B regarding storm damage coverage.
- Reference inspection photos showing hail impacts on all slopes.
- Provide the signed work authorization from your notes to begin.
Pro Tip:
This policy has a 'matching' clause. If the carrier only approves a partial repair, invoke it to ensure a uniform finish for the entire elevation.
Alternative Angle:
Given the policy defines collapse as 'abrupt structural failure,' you could argue this claim as a collapse, potentially unlocking broader coverage.
Understand every policy, instantly.
Stop hunting through pages of jargon. Ask Dex any question about an insurance policy, and it will find the exact language and explain what it means for your claim, ensuring you never miss a critical detail.
Policy_Johnson_HO3.pdfPolicy Analysis
Is there a 'matching' clause?Matching clause?
Found in Section I - E. Additional Coverages:Found in Section I-E:
...
8. If a loss requires replacement of items and the replaced items do not match in quality, color or size, we are to repair or replace items in areas or spaces to conform to a reasonably uniform appearance.8. If replacement items don't match, we repair/replace to ensure uniform appearance.
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Find every dollar in every estimate.
Dex automatically compares your estimate with the carrier's, line by line. It instantly flags missing items, quantity differences, and pricing gaps, giving you the ammo you need to justify your scope.
Estimate Comparison
Compare my estimate with the carrier'sCompare estimates
Here's the comparison. I've highlighted key differences:Comparison results:
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Connect the dots across all your data.
Ask Dex to cross-reference weather data with inspection notes, photos, and policy details. It instantly builds a narrative, connecting a storm event to the specific damages you documented, creating undeniable proof for your claim.
Claim Narrative
Connect the hail storm to my inspection notes.
Connecting data points to build your narrative...
The "1.25" hail from last Tuesday's storm directly corroborates the 'significant granular loss' noted in your inspection of the west slope.
Frequently Asked Questions
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